Meet Your Retirement Income Guide
Makonnen Kebede founded Wealth Store Financial to help families, business owners, and real estate investors convert assets into dependable retirement income. Alongside his wife Banchi and their two children, he brings an education-first mindset to every relationship so clients feel supported, informed, and confident about their financial future.
From lending expert to annuity specialist
Makonnen began his career structuring residential and commercial loans, guiding clients through underwriting details, rate comparisons, and payoff strategies. That experience sharpened his analytical instincts and reinforced a core belief: when people truly understand their options, they make better financial decisions.
Today, he brings that same clarity to annuities and retirement income planning. Whether you're evaluating rollover options, coordinating Social Security, or planning for long-term care, Makonnen builds strategies that reflect your goals—not product quotas.
Nearly 20 years helping families, investors, and business owners align their mortgages, insurance coverage, and retirement income plans.
Licensed across mortgage lending and insurance, Makonnen bridges real estate financing with tax-aware annuity strategies that support long-term goals.
Makonnen and his wife Banchi champion financial literacy, partnering with clients so their children—and community—benefit from confident money decisions.
Credentials that reinforce trust
Makonnen maintains life, health, and long-term care insurance licenses (CA Lic# 0N00196) alongside NMLS# 277034 and DRE# 01700553 registrations supporting mortgage and annuity recommendations. He invests in continuing education throughout the year to stay aligned with regulatory guidance and cutting-edge planning strategies.
Outside the office you'll find Makonnen serving his community—volunteering with housing initiatives, mentoring young professionals, and championing programs that expand financial literacy.
How clients describe the experience
- Honesty and full transparency about fees, guarantees, and expectations.
- Respect for your timeline—every meeting is pressure-free and paced the way you prefer.
- Partnership with top-tier carriers such as Pacific Life, Athene, and other nationally reputable insurers.
- Commitment to ongoing learning so guidance reflects current market conditions and regulations.
"Clients routinely share that meetings feel like conversations—not sales pitches. Every plan includes easy-to-follow summaries, detailed comparisons, and next steps tailored to their timeline."
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