Find the Annuity That Fits Your Goals

The best annuity matches when you need income, how much risk you're comfortable taking, and the legacy you want to leave. Work through these prompts, then connect with Makonnen to turn your answers into a tailored plan.

Step-by-step decision guide

Step 1
Clarify your timeline

Immediate needs point toward income annuities; longer timelines may benefit from deferred or accumulation-focused contracts.

Step 2
Define your risk comfort

Match your tolerance to the product spectrum—from fixed guarantees to market-participating solutions.

Step 3
Prioritize outcomes

Rank the features that matter most: income, growth potential, liquidity, or legacy. This narrows the field quickly.

Questions to reflect on

  • When do you want income to start—and does it need to last for life or a defined period?
  • How comfortable are you with market ups and downs impacting your account value?
  • Is preserving principal more important than pursuing growth, or do you need a mix?
  • Do you want to leave money for heirs or a favorite cause after you’re gone?
  • Would enhanced income for long-term care provide extra peace of mind?

Try the 5-minute fit finder

Use these quick questions to point you toward the page that should be next on your list. Capture your answers and bring them to your conversation with Makonnen.

I want income to begin:
  • Right away
  • In 2–5 years
  • In 5+ years
Market swings make me feel:
  • Anxious—protect my money
  • Cautious but open to balance
  • Comfortable if potential returns are higher
Leaving money for others is:
  • A top priority
  • Somewhat important
  • Not a driver of my decision

Ready for tailored guidance?

Makonnen will help interpret your answers, review current annuity statements, and compare solutions side by side. Every meeting is educational and pressure-free.