Find the Annuity That Fits Your Goals
The best annuity depends on when you need income, how much risk feels okay, and what you want your money to do for your family. Use these prompts to narrow things down, then talk with Makonnen about the fit.
Step-by-step decision guide
If you need income soon, look at income-focused annuities. If income is years away, you may want a product built more for growth first.
Some annuities focus on safety. Others give you more growth potential but add more moving parts. Pick the level that helps you sleep at night.
Decide what matters most right now: steady income, growth, access to money, or leaving money behind. That makes the next choice much easier.
Questions to reflect on
- When do you want income to start—and does it need to last for life or a defined period?
- How comfortable are you with market ups and downs impacting your account value?
- Is preserving principal more important than pursuing growth, or do you need a mix?
- Do you want to leave money for heirs or a favorite cause after you’re gone?
- Do you want your income plan to leave room for future care costs?
Try the 5-minute fit finder
Use these quick questions to figure out which page should be next on your list. Save your answers and bring them to your conversation with Makonnen.
- Right away
- In 2–5 years
- In 5+ years
- Anxious—protect my money
- Cautious but open to balance
- Comfortable if potential returns are higher
- A top priority
- Somewhat important
- Not a driver of my decision
Ready for tailored guidance?
Makonnen can help you understand your answers, review your current annuity statements, and compare options side by side. Every meeting is educational and pressure-free.