Let’s Make Annuities Fun (Really!)
Ready to turn confusing retirement options into something you actually understand? Welcome to AnnuityHub, where your friendly annuity authority, Makonnen (Mak) Kebede, makes it all simple.
What’s an Annuity Anyway?
It’s like giving your savings superpowers! You hand over a chunk of cash to an insurance company, and they turn it into a reliable paycheck for life. Think of it as your very own pension plan.
How Annuities Work
Every annuity follows the same foundation—even though the details vary by product. Trace the journey from your initial contribution to the moment you receive dependable income.
Pay a lump sum or make scheduled contributions. The insurer issues the contract and locks in your guarantees.
Your balance accumulates according to the annuity type—fixed interest, market-linked credits, or investment subaccounts.
Choose when to start payments. Income can begin immediately or in the future, and last for a set period or lifetime.
How We Help You Navigate Annuities?
We get it, annuities can be a real head-scratcher. That’s why we’re here to make the whole process a breeze.
Which Annuity Fits Your Style?
Answer three simple questions to get instantly matched with the annuity type that fits your retirement goals.
Nice! 5 questions to go!
Annuities: Side-by-Side
See how the different annuity types stack up. Clear comparisons make it easy to see what works for you.
| Feature | Fixed Annuity | Indexed Annuity | Variable Annuity |
|---|---|---|---|
| Growth Potential | Modest, Guaranteed Rate | Moderate, Tied to Index | High, Tied to Market |
| Risk Level | Very Low | Low to Moderate | High |
| Principal Protection | |||
| Complexity | Low | Moderate | High |
| Best For | Safety-first individuals who want predictability. | Those wanting some growth potential with a safety net. | Experienced investors comfortable with market risk. |
Ready, Set, Learn!
Knowledge is power. Browse our Learning Hub for simple guides, videos, and articles to become an annuity whiz.
How Mak Makes Retirement EASY
Planning for retirement shouldn't feel like a chore. With Mak, it's a conversation.
- Education First: Mak breaks down complicated stuff into simple English. No jargon. No pressure.
- Clear Comparisons: See exactly how different annuities work, side by side. Visuals make it fun!
- Real Conversations: Schedule a chat with Mak—he’ll listen and help, not sell. Ask anything!
